Where Are the Best Places to Live in Ghana on a Budget
The best places to live in Ghana can be rewarding if you find a place that fits your lifestyle and your wallet. Moving for work, school, or a fresh start means balancing cost of living with comfort. Thankfully, Ghana offers a mix of growing urban centers and peaceful towns that are both affordable and enjoyable.
Some people move to Accra for the fast pace and job opportunities. Others prefer smaller towns where rent is cheaper and life feels less rushed. The important thing is knowing what you need and where to find it. From tech professionals to small business owners, many Ghanaians and expats are looking for balance. A place that offers reliable internet, good housing, low living costs, and decent transport options.
Below are the best locations in Ghana that strike that balance. You will find options across budgets and lifestyles.
Which is the best place to live in Ghana?
The best place to live in Ghana depends on what matters most to you. But for many people, East Legon in Accra ranks high. It has a mix of residential comfort, access to schools, malls, and healthcare. The area is well planned, with a good number of gated communities and serviced apartments. While it may not be the cheapest, it is still seen as a good investment for peace of mind.
Another top option is Tema, a port city just outside Accra. It is quieter, cleaner, and less expensive. The cost of rent is lower than many parts of Accra, yet you can still commute into the capital within an hour. Tema is ideal for families and professionals who want a more relaxed pace without missing out on city benefits.
Kumasi also deserves a mention. As the second-largest city in Ghana, it offers a lower cost of living than Accra with similar urban advantages. The housing options are varied and more affordable. Plus, the city is culturally rich and friendly.
Where do most rich people live in Ghana?
If you’re wondering where the elite live in Ghana, Airport Residential Area and Cantonments are among the most exclusive locations. These neighborhoods in Accra are known for high-end houses, top private schools, embassies, and upscale restaurants. Security is tight, roads are well maintained, and the environment is quiet.
Trasacco Valley is also popular among the wealthy. With luxurious mansions and organized estates, it is often featured in real estate listings targeted at high-income earners. These areas are not budget-friendly, but they set the standard for luxury living in Ghana.
Other places like Roman Ridge, Labone, and Dzorwulu also attract the upper class, especially diplomats and business executives.
What is the cheapest city to live in Ghana?
When budget is your top concern, you want to look beyond Accra. The cheapest cities to live in Ghana include:
- Cape Coast: Affordable housing, rich history, and a slower pace make it attractive for students and creatives.
- Tamale: Located in the Northern Region, it offers extremely low cost of living. Rent, transport, and food are more affordable than anywhere else in the country.
- Sunyani: Known for its clean streets and peaceful lifestyle, Sunyani is ideal for retirees and young professionals starting out.
- Ho: As the capital of the Volta Region, Ho has grown into a modern town with essential amenities, yet still offers low rental prices and utilities.
These cities may not have all the entertainment options of Accra, but they provide a better quality of life for much less money.
Top 10 places to live in Accra
If you want to stay in the capital, here are ten areas that combine comfort, access, and safety:
- East Legon – Upper middle-class homes, good roads, schools, restaurants.
- Tema Community 25 – Quiet, clean, and affordable for families.
- Spintex Road – Busy and connected with many shops and mid-range apartments.
- Adenta – Growing residential area with reasonable rent and gated communities.
- Achimota – Central location and decent infrastructure, good for commuting.
- Madina – Bustling and budget-friendly, with plenty of rental options.
- Labone – Safe, well maintained, and close to key attractions.
- Dzorwulu – Middle-income area with access to schools and good roads.
- Dansoman – One of the largest estates in West Africa, known for its community feel.
- West Legon – Quieter than East Legon but still has many of the same perks.
Each area has its pros and cons. East Legon and Labone are more expensive, while Madina and Dansoman are more budget-friendly. If you work in the city center, pick a place with easy access to major roads or public transport.
There are plenty of towns and neighborhoods that cater to different lifestyles and pockets. Some give you the buzz of the city. Others offer the calm of a smaller town. What matters most is picking a location that makes your daily life easier and more enjoyable.
If you’re running a business or planning to relocate with your family, it is worth taking time to understand what each area offers. Talk to locals, visit the neighborhoods, and get a feel for the environment.
And if you are a business looking to grow your reach, especially in Ghana’s digital space, location is just one part of the puzzle. Your online presence matters too. That is where Crescita Solutions comes in. As the best marketing agency in Ghana, Crescita helps brands grow through smart digital strategies, content that connects, and marketing that works. From SEO to social media and web design, Crescita builds your visibility where it counts most.